F

Fintech Cloud Client

Financial Services

Case Study

42% Azure Cloud Cost Reduction for a Fintech Company

Reduced a fintech company's Azure cloud spend by 42% through architecture optimization, right-sizing, and FinOps practices.

AzureKubernetesKubecostFinOpsTerraformAzure Monitor
42%
Azure spend reduction
3 months
Payback period
₹0
Performance degradation
Monthly
Ongoing cost review cadence

The Challenge

The client's Azure spend had grown 3× over 18 months without a corresponding increase in workload. Over-provisioned VMs, unused reserved instances, and unmanaged storage costs were the primary drivers — but the team had no tooling or process to identify or address drift.

Our Solution

KubeAce conducted a full Azure FinOps audit, implemented Kubecost for Kubernetes cost allocation, right-sized compute resources based on 30-day utilisation profiles, converted eligible workloads to Spot/Low-priority instances, and established monthly cost review processes with automated budget alerting.

Overview

A fintech company running payment and lending workloads on Azure had seen cloud costs double over 18 months. The engineering team had no visibility into which services or teams were driving spend, making optimization difficult to prioritise.

What We Found

Initial audit identified four primary cost drivers:

  1. Over-provisioned VMs — average CPU utilisation at 8%, memory at 22%
  2. Orphaned resources — 34 disks, 12 public IPs, and 6 load balancers with no associated active workloads
  3. Unoptimised storage — hot tier used for archive data; no lifecycle policies
  4. AKS node pools — fixed node counts with no autoscaling; running full capacity 24/7

Actions Taken

  • Right-sized all AKS node pools based on 30-day P95 utilisation; enabled cluster autoscaler
  • Migrated 60% of stateless workloads to Spot instances (Azure Spot VMs with fallback)
  • Implemented Azure Blob Storage lifecycle policies (hot → cool → archive tiering)
  • Cleaned up orphaned resources (immediate 8% savings)
  • Tagged all resources for team-level cost attribution
  • Set up Kubecost for per-namespace, per-team cost dashboards
  • Established monthly FinOps review with automated budget alerts at 80% and 95% thresholds

Results

The 42% reduction was achieved within 90 days with no production incidents and no performance regression. The ongoing FinOps process now prevents uncontrolled cost growth going forward.

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